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The MIB

Established in 1946, the Motor Insurers’ Bureau (MIB) compensates people who are involved in accidents with uninsured and untraceable drivers. It says that 1.6 million vehicles in the UK are still being driven whilst uninsured and that 160 people are killed and 23,000 injured every year as a result of accidents involving uninsured and untraced drivers. The MIB has paid out £2 billion in compensation since its inception.

In terms of compensation paid out by the MIB, for personal injuries the amount that can be awarded is unlimited while the MIB also pays out for damage caused by the uninsured driver to property up to a maximum of £250,000 with an excess of £300 to be paid by the claimant.

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